Long gone are the days of one-size-fits-all car loans. With Power Alliance Finance, you can now use your credit score and other relevant criteria to secure a tailored interest rate for your car loan that's personalised to your unique circumstances.



What are Tailored Rates?

Essentially, it’s an interest rate that’s personalised to your financial circumstances. Instead of taking a one-size-fits-all approach, we use your credit score and other relevant criteria to calculate a rate that’s right for you. It doesn’t matter who you are or where in New Zealand you live, the same transparent and trusted process applies.

How do we determine the rate?

Using smart and sophisticated software, our Stores will calculate a rate based on your individual credit score and other criteria determined by us. No matter who you are or where in New Zealand you live, you can be sure of a transparent rate that’s tailored to your personal financial circumstances.

How does this affect me?

We are deeply committed to providing you with quality finance options that are tailored to your individual needs and circumstances. With our Tailored Rates, you can be sure that you’re always getting a transparent interest rate for your loan.

What can affect my credit score?

There are lots of things that can affect your credit score, including your payment history, how much credit you have available and how many active credit accounts you have. Getting a quote does not impact on your credit score.

Why should I borrow from Power Alliance Finance rather than a bank?

Unlike banks and other financial institutions, we calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that’s transparent and tailored to you.

Is this the most competitive interest rate?

Based on your credit score and other financial criteria, this is the best fixed rate that we can offer you right now.